Help to buy has helped the well-off – and made the housing crisis worse | Vicky Spratt

More than half of those using the scheme could already afford a home. The government must stop propping up a broken marketConservative politicians have long professed their infallible belief that Britain should be a “property-owning democracy”. From No…

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Hope for ‘mortgage prisoners’ as MPs and regulator act to free them

Thousands of homeowners whose banks collapsed in the financial crisis have been unable to move to a cheaper dealThousands of mortgage customers of now-defunct banks who had their loans sold on after the financial crisis are hoping new moves by regulato…

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Bank of England warns over risky lending in mortgage market

Regulation chief says stricter rules could be imposed as price war threatens stability The Bank of England has raised a red flag over the state of the mortgage market, warning lenders that stricter rules could be imposed if they take on too much risk.T…

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Can my brother be my tenant even if my mortgage doesn’t allow it?

I am concerned about the consequences as I will be going against the terms of my buy-to-let deal Q I have been approved for a buy-to-let mortgage. It has always been my intention not to live in the property. I live in London and am buying a property i…

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